The Bank of Greene County

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The Bank of Greene County
4 Garland Lane
Greenville, NY 12083
PH (518) 966-5200
FAX (518) 966-4581

We are a community-based financial institution focused on developing relationships with our customers and the communities we serve. Our unique products set us apart, and make us the bank of choice in our market place. And our knowledgeable, caring staff differentiates us by serving as advisors to both consumers and businesses. Our select products and services include e-Checking and e-Savings accounts, commercial and residential loans and mortgages, merchant credit card processing, investment services and our Visa® Rewards and Greene Loyalty program. The foundation of our success is based on the values, principles and service that our communities, customers, shareholders, and employees have been experiencing for over 100 years - "Banking at its Best!".

I invite you to explore our website and visit, call or click to experience the advantages of banking with The Bank of Greene County. We thank you for giving us the opportunity to serve you.

Donald E. Gibson
President, Chief Executive Officer & Director

About Us

The Bank of Greene County was chartered in 1889 as the Building and Loan Association of Catskill, NY. In 1974, the Bank, then known as the Catskill Savings & Loan Association, changed its name to Greene County Savings Bank, and opened its first branch office in Coxsackie that year. As the Bank continued to grow, branches were opened throughout the area, including Cairo (1988), Greenville (1997), Tannersville (2000), Westerlo (2001), Hudson (2005), Catskill Commons (2007), Greenport (2007), Chatham (2008), and Ravena-Coeymans (2009). The original Cairo and Coxsackie branches were replaced with larger, new offices in 2005 and 2006.

In 1999, with the introduction of a public stock offering and the founding of our parent company, Greene County Bancorp, Inc. (NASDAQ-GCBC), the Bank became known as The Bank of Greene County. At this time, it also purchased the current Administrative Center at 302 Main Street in Catskill. In 2004, the Bank formed a wholly owned subsidiary, Greene County Commercial Bank, whose sole purpose is to serve the needs of local municipalities. In 2006, the Bank purchased a lending and operations center located at 288 Main Street in Catskill. The Bank serves Greene, Albany, and Columbia counties in New York State, and as part of its mission, The Bank tries to foster a sense of community through personal service, local decision-making, and participation with customers in community activities.

The Bank of Greene County offers mortgages and consumer loans – and the expert staff to guide you through the process. To obtain a mortgage or loan application, stop by any of our branches, or call (518) 943-1424.

Mortgages
The Bank of Greene County can help you apply for a mortgage to purchase a new home or to refinance the home you already own. You can also apply for a construction loan in order to build. When estimating the amount of money that you may be qualified to borrow, a rough rule-of-thumb is that you can afford to allocate one-third of your before-tax income to housing. A mortgage payment would probably be a large part of this allocation, which also includes upkeep, utilities and homeowner's insurance.

If you have trouble getting to your Bank of Greene County branch during business hours, our full time Mortgage Originator can meet you in your home or office at your convenience. Our staff will be happy to answer your questions and help you with your application.

Copyright © 1998,2009 The Bank of Greene County