SeaComm Federal Credit Union - Canton, NY

SeaComm Federal Credit Union
101 East Main St
Canton, NY 13617
Tel: 800-764-0566
Fax: 315-379-9809

Since 1963, SeaComm Federal Credit Union has provided affordable financial products and services to its membership. Founded at General Motors in Massena, New York, with ten employees contributing five dollars each, the newly formed credit union began operating out of a toolbox. The credit union grew, and before long made its first loan.

Growth continued through the 1970's with a merger and a new community charter. After operating out of offices that proved to be too small, plans were made to relocate the credit union to its current main office site. By 1979, the new facility was complete with five drive-thru lanes, and was expanded in 1985.

Product offerings were expanded during this time to include many of those we are familiar with today - ATM cards, checking accounts, open-end loans, certificates and safety deposit boxes.

Branches were added to meet the needs of a growing membership. In 1982, the downtown branch was opened in Massena on Andrews Street. The branch moved to its current location at 79 Main Street in 1999. The Potsdam Branch opened in 1985 with a new stand alone building constructed in 2002. The Malone Branch opened in 1985 and was renovated and expanded in 2001. Our most recent expansion is the Canton Branch which opened in 2004.

SeaComm has come a long way since 1963 when it operated out of a toolbox, and in 1999 reached the $100 Million milestone in asset size. In 2000, SeaComm opened its doors with an expanded community charter to all of St. Lawrence County and fifteen municipalities in Northern Franklin County and in 2004 reached the $200 million milestone in asset size.

Home Mortgages

Applying for a mortgage loan at SeaComm Federal Credit Union is quick, easy and hassle-free. You'll also appreciate the wide range of programs and services we offer, which include flexible terms and no prepayment penalties.

Fixed and adjustable rates
Primary and secondary residences
Refinance of existing mortgages
Loans up to $500,000
No down payment options
Rate locks available
No prepayment penalties
Affordable closing cost and no closing cost programs

MorPAC

SeaComm is now able to help more members realize the American dream of home ownership due to our partnership with MorPAC, the mortgage processing assistance center. Every home buyer has a different need so we've expanded the types of mortgages available to our members. Whether buying or refinancing a home, the lending professionals at SeaComm are ready to assist and advise you regarding the best possible loan product to fit the needs of your family.

FHA loans with as little as a 2.25% down payment
VA loans with 0% down for qualified veterans
100% financing on purchase of primary residence
Equity loans up to 100% of the value of the home
No income verification mortgages
Investment property loans with only 10% down
Nonconforming loans for damaged credit and bankruptcy

Â© 2009 SeaComm Federal Credit Union