Patriot Federal Bank
Patriot Federal Bank
210 N. Comrie Ave
Johnstown, NY 12095
Phone-518.762.7700
Fax-518.762.7720
LOAN PRODUCTS
Enjoy convenient account access and loan payment options.
Automatic Payment – We can automatically deduct any Patriot Federal Bank loan payment from your checking account each month for your convenience. This eliminates the need to write and mail a check and unnecessary fees from accidental late payments.
Patriot Federal Bank Online Banking – allows you to access your loan activity at your convenience. You can verify loan balances and track other activities from anywhere, any time day or night. You can also make your payment by electronic transfer from any of your deposit accounts (excluding passbook accounts).
RESIDENTIAL MORTGAGES:
Patriot Federal Bank has a variety of options available to finance your home. Use our mortgage calculator to determine how much your principal and interest payments will be with a fixed rate loan:
Free pre-qualification
Local, expedient decision making
Competitive closing costs
Fixed Rate Mortgages
Adjustable Rate Mortgages
Construction Loans – Can be converted to a permanent mortgage loan
HOME EQUITY LOANS
Patriot Federal Bank offers home equity loans and lines of credit at extremely competitive rates. The interest you pay on a home equity loan or line of credit is usually tax deductible (please consult your tax advisor). Join with other homeowners who have found the value of home equity as a credit source.
A home equity loan provides you with cash to meet your immediate financial needs.
A home equity line is a revolving line of credit secured by the dollar value (equity) that you have in your home. Once approved, you can access your loan account for the funds you need when you need them.
Some of the uses of a home equity loan or line of credit include:
• Home Improvements – A new kitchen, pool or landscaping
• Debt Consolidation
• College tuition
• Vacations
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