Northern Federal Credit Union
Northern Federal Credit Union
10924 US Rt 11
Adams, NY 13605
Phone: (315) 232-2990
Fax: (315) 232-3723

Create mutual value by providing personalized service and banking solutions.

The Northern FCU mission is more than words on a web-site. It is the driving force behind what we do each and every day. It is why we exist. It is what we do. By focusing our daily efforts on our members, we can bring value to their lives, while enhancing the financial well being of our neighborhoods.

Northern FCU History

Northern Federal Credit Union was founded in 1955 by a group of New York Air Brake employees interested in creating a place where they and fellow employees could save and borrow money safely, confidentially, and at fair rates of interest.

In 1982, the credit union became NYAB/Tri County FCU after expanding its charter to include the employees and officials of the 25 school districts which made up the North Country Coordinating Council of Teachers. In 1996, the credit union changed its name to Northern Federal Credit Union to reflect its growth in Northern New York.

Currently, Northern Federal Credit Union is a multi-employer Credit Union serving over 185 businesses, organizations, medical facilities, school districts and municipalities throughout the North Country. For more information on how you can become a Northern FCU member visit our Membership Eligibility page.

Northern Federal Credit Union, Equal Housing Lender
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