Ever $ Green FCU

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Ever $ Green FCU
2761 E. Henrietta Rd.
Henrietta, NY 14467
Office:(585) 334-2710
Fax: (585) 334-7201

Ever $ Green FCU was established on March 3, 1968 with the granting of a Federal Charter by the National Credit Union Administration when a group of teachers in the Rush-Henrietta School District decided they needed the unique services of a credit union. The stated purpose then, as now, was to provide affordable financial services to all of our members. Our name then was the Rush-Henrietta Educators Association Federal Credit Union (RHEA FCU). In the 1980’s we merged with Wheatland Chili and Getinge Castle’s credit unions to form what is now Ever $ Green FCU.

Ever $ Green Federal Credit Union is a non-profit financial organization providing a variety of banking services including savings, checking, certificates of deposit, and loan services at favorable rates and terms for our members. Governed by Federal regulations and a board of seven directors who meet at least once each month, we now have in excess of 1600 members. Now in our 32nd year, our assets are currently over 7 million dollars.

Who can join Ever $ Green FCU?
Any individual who is employed by the Rush-Henrietta or Wheatland-Chili School Districts, Getinge Castle, Good Shepherd Church and also any member of that individual's immediate family may become a member by opening a savings (share) account with a deposit of $5.00.

Lifetime Membership
The “once a member, always a member" credit union philosophy means that you can retain your membership even though you retire, change jobs, or move from the area.

Personal Attention to your Account!
Once you are a member, you may visit or call our office any time you have questions. We are happy to help you with your accounts or give advice on dealing with your personal finances. Our staff is committed to the highest level of member service- service that is often difficult to find at other financial institutions. Always remember that you, as a member of Ever & Green FCU, are a shareholder (owner), and all services which we provide are designed especially for you. We offer the financial products which you ask for, not ones that we want to sell you!

First Mortgages
Flexible terms and rates, below is a brief overview of the process:

Shopping: We list our rates daily. A very important factor in choosing a lender is the closing costs involved. The lowest rate is not always the least expensive loan because closing costs can be expensive.

Ever$Green's General Closing Costs
Application Fee: $300.00 ($75 due at application / non-refundable)
Appraisal Fee: $185.00 (Due at application)
Attorney's Fee: $395.00
Underwriting Fee: $390 (This covers all misc. fees such as Tax Service, Credit Reports, Doc Prep, Underwriting, Flood Cert., Courier Charges and so on)
Mortgage Tax, Filing Fees and Title Insurance: County and State mandated - all lenders the same.
Interim Interest: Depends on the day of the month you close. Prepays 1/2 a month's interest.
Points: We do not charge points or origination fees. (available upon request to reduce rate).