Empire State Bank
Empire State Bank
68 North Plank Road
Newburgh, NY 12550
Phone: 845-561-0003
Fax: 845-451-7896

Consumer Loans

Empire State Bank has the loan to fit your needs. We offer competitive rates, flexible terms and quick approvals.

Personal Loans
Borrow up to 5 years at affordable fixed rates for any worthwhile purpose. We offer both unsecured and secured loans (against your ESB CD or savings account). Empire State Bank offers automatic transfers, so the loan payment can be made automatically each month from your checking account.

Auto Loans (New and Used)
Whenever you’re ready, an Empire State Bank auto loan gives you all the purchasing power you need to shop for the car of your dream. New car terms of up to 5 years. Used car terms up to 4 years.

Line of Credit (Overdraft Protection)
Eliminate the worry about ever writing a check with insufficient funds in your checking account. A Line of Credit at Empire State Bank gives you automatic coverage up to your credit limit whenever you need it.

Home Equity Loans
Empire State Bank can help you turn the equity in your home into instant cash for virtually any purpose. Maybe a new addition, new furniture, college expenses, an investment or any other purpose; with either a fixed rate or line of credit we can make it happen. Loans available up to $200,000 with flexible terms and No Closing Cost options.

Home Mortgage Loans

Our local staff of seasoned professionals understand just how important it is to get you the loan that’s designed to fit your needs and make your loan process as efficient and simple as possible with one major key advantage. ….decisions are made locally. Loan specialists are available to come to you 24 x 7. Call 1 877 413 6557 . Here are a variety of ways we can help:

1-4 family, co-ops and condos
Construction and permanent financing
Low down payment options
Free rate locks
Free pre-qualification
First time Home Buyers programs
FHA and Reverse Mortgages
Less than perfect credit

Copyright © 2009 Empire State Bank.
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