Chemung Canal Trust Company
Chemung Canal Trust Company
203 Main St.,
Owego, NY 13827
Tel: (607) 687-0670

Ours is a long history of hometown community banking at its very best. For more than 175 years, clients have valued our responsive, local decision making and highly personalized service. In this age of banking mergers and consolidations, we've remained true to our community banking roots.

Make it Happen. Get it Done.
CanalCare is a pledge from every one of us at Chemung Canal Trust Company to do everything within our power to make your business with us as helpful, friendly, prompt and courteous as possible. If it means meeting with you outside normal business hours or on a weekend, we'll do it. CanalCare also means we'll return your calls and answer your questions quickly. You'll receive fast answers on loan applications, and knowledgeable help offered professionally with no "hard sell" approach. Since people like to do business with people they like, we're committed to treating our clients and each other with the utmost courtesy and respect. We want to make your banking experience a pleasure instead of an errand.

Mortgages

Whether you are a first time homebuyer, planning to build or buy a new or second home, or looking to refinance your current home mortgage, we offer mortgage products that can be designed just for you.
Mortgage Pre-Qualification
First-Time Homebuyers
SONYMA
Bi-Weekly Fixed-Rate Mortgage
Monthly Fixed-Rate Mortgage
Adjustable-Rate Mortgage
FHA/VA Mortgages
Refinance
Construction
View our Rates
Use our mortgage calculator below to help determine which mortgage options are best for you. Check, too, on the potential savings in making biweekly instead of monthly mortgage payments.

Chemung Canal Trust, copyright 2007
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