Capital Communications Federal Credit Union

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Capital Communications Federal Credit Union
582 Balltown Road
Niskayuna, NY 12309
Tel: 800.468.5500

Capital Communications Federal Credit Union was established in 1953 as the Capital District Telephone Employees FCU for the New York Telephone company in Albany, NY. Since then we have grown to more than $714 million in assets, more than 70,000 members 200 employees and nine branches. In the Capital Region, more than 455 companies offer Credit Union membership as a free employee benefit to their staff.

Mortgage and Refinance Center Buying a new home? Looking to refinance your current mortgage? Call Capital Communications. A member of our Lending Team will listen to your needs and find the best loan for you. Then, we'll walk you through the entire process, from preapproval through closing. We are available to help during regular business hours and now offer evening appointments for your added convenience! What could be easier?

Mortgages
Our mortgage program offers a variety of both fixed and variable options.

•Quick and easy preapprovals
•15 to 40-year payment terms
•Competitive closing costs
•Loan amounts $20,000 and up
•1-4 family residential and co-ops are eligible

•First-time Home Buying Programs

Refinancing/Home Equity Loans
Did you know you can use our Home Equity Loan to purchase your new home or refinance your mortgage? Yes you can!
Take advantage of a variety of terms and quick turnaround. Low closing costs!

•No escrow or Private Mortgage Insurance
•Up to a 20-year period to draw up to your approved amount
•Loan amiounts up to $417,000