ACMG Federal Credit Union - Solvay, NY

ACMG Federal Credit Union
1753 Milton Avenue
Solvay, NY 13209
Phone: 315-488-4433
Fax: 315-488-9201
Toll Free: 1-800-634-9239
E-mail: mail@acmg.org

ACMG Federal Credit Union is a not-for-profit financial cooperative dedicated to helping our members achieve their financial goals. Our mission has always been:

"To provide the best possible services to our members at a fair price and in the most convenient manner, aid their financial decision making processes, and encourage volunteer participation in the credit union."

Since 1953, ACMG FCU has been committed, convenient and connected.

- Committed to educating members and assisting them in making strong financial
decisions.
- Convenient, by allowing access to member accounts 24/7 by phone & online,
nationwide
- ATM & branch access, as well as three local office locations - all with Saturday
hours of operation.
- Connected to the most technologically advanced financial products and services
with an emphasis on member security.

Here is our commitment to you:

ACMG Federal Credit Union...

- has a solid financial condition.
- allows members to have equal voting rights.
- keeps confidential records and transactions.
- is a responsible manager of members' financial resources.
- makes available recourse appeal and fair resolution of problems.
- provides the opportunity for your opinions to be heard and valued.
- always offers respectful, courteous, timely, and unbiased personal service.
- grants timely response to loan requests, account problems, or suggestions.
- will provide timely notification and correction of credit union errors or
inaccuracies.
- is a financially secure institution complying with the laws and regulations that
govern it.
- provides highly principled employees demonstrating integrity, professionalism,
and ethical behavior.
- offers volunteer credit union board and committee membership opportunities if
you qualify and are elected.
- dividend and loan rates that compete with and often offer advantages over other
financial institutions' rates.
- bestows truthful advertising and disclosure of product and service rates, risks,
charges, obligations, terms and conditions.
- always provides consumer information to help you make wise saving, credit, and
purchasing decisions to effectively manage your money.

Thank you for learning more about us, we look forward to serving all your future financial needs.

Mortgages

Important Notice: A tax credit of up to $8,000 is now available for qualified first-time home buyers purchasing a principal residence on or after January 1, 2009 and before December 1, 2009. Unlike the tax credit enacted in 2008, the new credit does not have to be repaid.

ACMG brings you the most comprehensive mortgage programs available! We offer competitive rates, a simple application process and flexible terms. We do mortgages for: single family homes (1 to 4 units), condos, town homes, vacation properties, investment properties, construction loans for primary residences, and manufactured homes on a permanent foundation.

Did you know...

That if you refinance your existing mortgage for a lower interest rate, you can free up some extra cash & use for debt consolidation, home improvements, your child's college education... whatever you need! Remember, in most cases the interest is tax deductible! Find articles, videos and mortgage calculators on our Home and Family Finance Housing page!We also offer the Real Estate Plu$ Program? Through this program, ACMG members are also eligible to recieve a cash rebate when they sell or buy their home with Coldwell Banker Prime Properties.

We also offer these great mortgage loans:

Conventional mortgages - with as little as 5% down
1st time home buyer programs - with as little as 0% down
Fixed rate mortgages (10, 15, 20, and 30 year terms)
Adjustable Rate Mortgages (ARM)
FHA, VA, Jumbo, and Co-broker Loans